FINTECH ADOPTION AND SUSTAINABLE PERFORMANCE IN BANKING INSTITUTIONS: THE ROLE OF DIGITAL TRANSFORMATION. Journal of Media Horizons, [S. l.], v. 6, n. 1, p. 11–20, 2025. Disponível em: https://jmhorizons.com/index.php/journal/article/view/95.. Acesso em: 15 apr. 2026.